If you are a relatively healthy person, rarely affected by anything more than the common cold, you may think purchasing health insurance isn't worth it, opting instead to use money that would be spent on a monthly premium to cover important household expenses.
Unfortunately, there is no way to predict that your current health status will remain the same. An unexpected illness or accident that lands you in the hospital or in need of ongoing medical care can lead to financial upheaval. While it may feel like a luxury in the midst of managing other financial expenses, health insurance coverage is indeed a necessity.
Health insurance policies come in a variety of shapes and sizes, ranging from plans with higher deductibles and lower monthly premiums to short term coverage. No matter the option you choose, it is important to explore the option that will ensure you are prepared when you need it most.
